While the Apple Card gets the headlines, it’s not necessarily the best deal. Macworld has identified what it reckons is the best Apple Card alternative, along with four other options that may suit you better…
If you want a card with most of the Apple Card’s features but better cash rewards, Macworld’s Alaina Yee says the Citi Double Cash hits the spot.
So in situations where you can’t use Apple Pay and are not buying from Apple, the Citi card gets you 2% cash back against Apple’s 1%.
But the best Apple Card alternative depends on your situation, she says.
If you do carry a balance on your card, then a low APR should be your key focus, as cash-back rewards will never make up for interest charges. Here, she says, you’ll be better off with a credit union.
More details, and additional recommendations, can be found in the full piece.
Lake Michigan Credit Union membership is open to certain residents in Michigan and Florida, as well as relatives of existing members. All other US residents can join after making a single donation of $5 to the Amyotrophic Lateral Sclerosis Foundation.
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